Net Portfolio Value (USD)
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Gross assets minus liabilities · live equities · SP at cost
Gross Assets
—
Before loans
Liabilities
~−$1,872,000
4 fixed loans · CHF + JPY
Cost Basis
—
—
⚠ Live prices unavailable — showing last known values from statement
Direct Equities
—
7 positions
🟢 Live · refreshes on demand
Bonds
$2,005,235
11 bonds · market value
−$90,625 on cost
📅 As of 7 May 2026
Structured Products
~$1,600,000
10 structures · at invested cost
Underlyings: live prices
📅 MV not tracked · held to maturity
Snowball FRNs
$606,656
4 notes · market value
+$14,034 net gain
📅 As of 7 May 2026
HF & Equity Fund
$409,852
Blackstone HF + N1 China
−$13,148 combined
📅 As of 7 May 2026
Cash Holdings
$2,885,000
5 accounts · USD
HSBC · IBKR · Safra · Manesha
📅 As of 8 May 2026
Insurance / ILP
$1,604,768
4 policies · USD
HSBC · SunLife · Prudential
⚠ Update when statement received
Liabilities
~−$1,872,000
4 fixed loans · CHF + JPY
StanChart CHF matures 1 Jun 2026
📅 As of 8 May 2026
Allocation
Direct Equities — Live Prices
Name Ticker Price Value (USD) P&L
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Total — —
ALERTS ⚠ AIA + BYD — KI breached ⚠ Meituan + BABA — KI breached ⚠ CHF Loan 1 — matures 11 May (today) CHF Loan 2 — matures 26 May 2026 JPY Loan — matures 18 May 2026 Temasek 2.25% — MV −27% JSS FCNs — all healthy, KI far
Liabilities — Fixed Loans
Description CCY Principal Accrued Interest Total USD Equivalent Rate Matures
Fixed Loan (Lombard) TODAY CHF CHF 703,226.17 CHF 509.84 CHF 703,736.01 −$902,862 0.90% p.a. 11 May 2026
Fixed Loan (Lombard) JPY JPY 7,914,695 JPY 7,591 JPY 7,922,286 −$50,514 1.644% p.a. 18 May 2026
Fixed Loan (Lombard) CHF CHF 258,360.69 CHF 96.89 CHF 258,457.58 −$331,590 0.90% p.a. 26 May 2026
Standard Chartered CHF Loan CHF CHF 519,818 — CHF 519,818 ~−$587,000 TBC 1 Jun 2026
Total Liabilities ~−$1,872,000 — —
Direct Equity Holdings
Prices auto-update on load. All values converted to USD at live FX rates.
HSBC
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Name Ticker CCY Shares Avg Cost Live Price Market Value (USD) Cost Basis (USD) P&L (USD) P&L %
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Total Direct Equities — — — —
⚑ CRM (Salesforce) is held directly — excluded from all structured product underlyings as per investment guidelines.
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TOTAL (USD EQUIV)
—
0 accounts
INTEREST YTD (USD EQUIV)
—
Across all accounts
FX RATES USED (USD BASE)
AED 0.2723  ·  HKD 0.1277  ·  EUR 1.12  ·  GBP 1.33
JPY 0.0069  ·  CHF 1.13  ·  SGD 0.76  ·  AUD 0.65
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Accounts
BankAccountCurrencyBalanceUSD EquivInterest YTDLast UpdatedActions
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Total——
📅 Cash balances last updated: 8 May 2026 — update when statements received from each institution
Cash Holdings
Uninvested cash across all accounts · USD
AccountInstitutionAmount (USD)Notes
HSBC PremierHSBC PREM$600,000474-810314-380
HSBC Private BankHSBC PB$135,000HSBC PB account
Manesha PBHSBC PB$1,075,000Private banking account
Interactive BrokersIBKR$375,000IBKR account cash
J. Safra SarasinJSS$700,0008030-034066-0001
Total Cash$2,885,000
Total Cash
$2,885,000
Across 5 accounts
Largest Balance
$1,075,000
Manesha PB · HSBC
% of Gross Portfolio
~25%
Of total gross assets
⚠ Insurance values: update manually — no fixed statement date · update when annual/quarterly policy statements received
Insurance & Investment-Linked Policies
USD · current values
Policy / ProductInstitutionBank / DistributorCurrent Value (USD)
HSBC GDAP TAXHSBC InsuranceHSBC$45,890
HSBC JADEHSBC InsuranceHSBC$206,865
SunJoy SunLifeSun Life FinancialSunLife$352,013
PRU WealthPrudentialStanChart$1,000,000
Total Insurance / ILP$1,604,768
Total Insurance Value
$1,604,768
4 policies
Largest Policy
$1,000,000
PRU Wealth · StanChart
HSBC Policies
$252,755
GDAP TAX + JADE
Values shown at current surrender/investment value. Update these figures whenever you receive policy statements.
HSBC Premier — Bonds & Certificates of Deposit
Account 474-810314-380 · Statement 21 Apr 2026
HSBC PREM
SecurityISINFace ValueCost (book)Market PriceMarket ValueP&L (USD)Maturity
Amazon.com 4.05%US023135BJ40$200,000$183,50080.41%$160,822−$22,678 (−12.4%)Aug 2047
HSBC Holdings 4.762%US404280DC08$200,000$194,00097.84%$195,688+$1,688 (+0.9%)Mar 2033
McDonald's Corp 4.45%US58013MFC38$200,000$185,56084.54%$169,076−$16,484 (−8.9%)Mar 2047
Temasek Financial 2.25%US87973RAV24$400,000$328,00059.79%$239,160−$88,840 (−27.1%)Apr 2051
Saudi Arabian Oil 5.25%XS2861550817$200,000$200,000101.04%$202,078+$2,078 (+1.0%)Jul 2034
Standard Chartered 5.244%XS3068732455$200,000$200,000101.63%$203,262+$3,262 (+1.6%)May 2031
Total HSBC PREM$1,291,060—$1,170,086−$120,974—
HSBC — Fixed Income Bonds & Bond Funds
Prices as at 7 May 2026, incl. accrued interest
HSBC PB
SecurityISINPrincipalCost (book)Market PriceMarket Value (incl. accrued)P&LMaturity
BNP Paribas 7.375% Fix-to-Var PerpUSF1067PAG12$200,000$204,800104.17%$210,707+$5,907 (+2.9%)Perpetual
ING Groep 7.25% Fix-to-Var PerpXS2885225966$200,000$200,000105.66%$218,239+$18,239 (+9.1%)Perpetual
Kraft Heinz Foods 5.4%US50077LBN55$200,000$200,000101.17%$203,923+$3,923 (+2.0%)Mar 2035
BNP Paribas SICAV GL BD 2029LU30376240072,000 units$200,000101.14%$202,280+$2,280 (+1.1%)2029
Total HSBC Bonds$804,800—$835,149+$30,349 (+3.8%)—
Total Bond Cost
$2,095,860
Both accounts combined
Total Bond MV
$2,005,235
At market prices
PREM Net P&L
−$120,974
Temasek & Amazon drag
HSBC Bonds P&L
+$30,349
All 4 positions positive
Callable Snowball FRNs
HSBC PB
InstrumentISINPrincipalAvg CostMarket PriceMV (USD)P&LRateMaturity
GS AUD Snowball FRNXS2769572798AUD 200,00099.25089.860$129,812−$13,565 (−9.5%)7.05%Mar 2036
HSBC USD Snowball FRNXS2758227875$200,00099.960106.637$213,274+$13,354 (+6.7%)6.21%Feb 2034
Citi USD Snowball FRNXS2752753108$150,00099.550109.060$163,590+$14,265 (+9.6%)6.90%Mar 2034
Merrill Lynch USD Snowball (Zero Cpn)XS3100011801$100,000100.00099.980$99,980−$20 (−0.0%)6.17% accrualAug 2035
Total Snowball FRNs$606,656+$14,034——
ML Snowball is zero coupon — accrues to 161.70% (USD 161,700) at maturity. Callable annually from Aug 2028. Guarantor: Bank of America (S&P A−).
Hedge Fund
HSBC PB
FundUnitsAvg Cost/UnitNAV/UnitCost BasisMarket ValueP&L
Blackstone PR CR ICAP OFF SP4A SIE C USD293.433$1,032.60$980.96~$303,000$287,845−$15,155 (−5.0%)
Equity Fund
HSBC PB
FundISINUnitsAvg CostNAVCost BasisMarket ValueP&L
Ninety One GSF All China Equity A USD AccLU12519228913,295.70336.41137.020~$120,000$122,007+$2,007 (+1.7%)
JSS Monthly (USD)
$4,500
4 FCNs · 12% p.a. monthly
Bond Coupon (USD/yr est.)
~$96,562
9 fixed coupon bonds
Snowball FRN (USD/yr)
~$28,940
USD FRNs + ML accrual
Total Est. Annual Income
~$179,500
SP + bonds + FRNs
Structured Products — Coupon Schedule
#StructureBankNotionalRateFrequencyAnnual IncomeMonthlyMaturity
01AIA + BYDHSBCHKD 1,000,000Bonus 51.76%At maturityKI breached—22 Sep 2026
02Meituan + BABAHSBCHKD 1,000,000Bonus 53.18%At maturityKI breached—18 Aug 2026
03BABA + XiaomiHSBCUSD 200,000Bonus 41.57%At maturityConditional—18 Nov 2026
04BABA + TencentHSBCUSD 200,000Bonus 48.72%At maturityConditional—23 Feb 2027
05Xiaomi + Meituan + BABAHSBCHKD 1,000,00012% p.a.MonthlyHKD 120,000HKD 10,0002 Sep 2026
06Fanuc + Hitachi + SonyHSBCJPY 20,000,0008% p.a.MonthlyJPY 1,600,000JPY 133,33328 Sep 2026
07MSFT + NVDAJSSUSD 100,00012% p.a.MonthlyUSD 12,000USD 1,000May 2027
08BX + KKRJSSUSD 200,00012% p.a.MonthlyUSD 24,000USD 2,000Apr 2027
09Hitachi + IHIJSSUSD 150,00012% p.a.MonthlyUSD 18,000USD 1,500Nov 2026
10SNOW + UBERJSSUSD 100,00012% p.a.MonthlyUSD 12,000USD 1,000May 2027
Bond Coupon Income — Semi-Annual Payment Schedule
All bonds pay semi-annually. Amounts shown are per payment (half of annual coupon).
BondBankFace ValueCouponPay MonthsPer PaymentAnnual (USD)
Amazon.com 4.05% Aug2047HSBC PREM$200,0004.05%Feb & Aug$4,050$8,100
HSBC Holdings 4.762% Mar2033HSBC PREM$200,0004.762%Mar & Sep$4,762$9,524
McDonald's Corp 4.45% Mar2047HSBC PREM$200,0004.45%Mar & Sep$4,450$8,900
Temasek Financial 2.25% Apr2051HSBC PREM$400,0002.25%Apr & Oct$4,500$9,000
Saudi Arabian Oil 5.25% Jul2034HSBC PREM$200,0005.25%Jan & Jul$5,250$10,500
Standard Chartered 5.244% May2031HSBC PREM$200,0005.244%May & Nov$5,244$10,488
BNP Paribas 7.375% PerpHSBC$200,0007.375%Semi-annual*$7,375$14,750
ING Groep 7.25% PerpHSBC$200,0007.25%Semi-annual*$7,250$14,500
Kraft Heinz Foods 5.4% Mar2035HSBC$200,0005.40%Mar & Sep$5,400$10,800
Total bond coupon p.a.~$96,562
* BNP Paribas and ING perpetual bond exact payment months — confirm with HSBC statement. All other months derived from bond maturity dates.
Monthly Income Calendar — May 2026 to May 2027
FCN coupons monthly · Bond coupons semi-annual · HKD @7.83, JPY @145
MonthSourceTypeUSD est.Notes
May 2026BX + KKR (SP8)FCN Coupon$2,000~30 May · first coupon
Hitachi + IHI (SP9)FCN Coupon$1,500~30 May · first coupon
StanChart 5.244%Bond$5,244May semi-annual payment
Jun 2026SP5 Xiaomi+Meituan+BABAFCN Coupon~$1,278HKD 10,000 monthly
SP6 Fanuc+Hitachi+SonyFCN Coupon~$920JPY 133,333 · 23 Jun
BX + KKR (SP8)FCN Coupon$2,000Monthly
Hitachi + IHI (SP9)FCN Coupon$1,500Monthly
MSFT + NVDA (SP7)FCN Coupon$1,000~22 Jun · first coupon
SNOW + UBER (SP10)FCN Coupon$1,000~26 Jun · first coupon
Jul 2026SP5 Xiaomi+Meituan+BABAFCN Coupon~$1,278HKD 10,000 monthly
SP6 Fanuc+Hitachi+SonyFCN Coupon~$920JPY 133,333 · 23 Jul
BX + KKR + Hitachi+IHIFCN Coupon$3,500Monthly (SP8+SP9)
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Saudi Aramco 5.25%Bond$5,250Jul semi-annual payment
Aug 2026SP5 Xiaomi+Meituan+BABAFCN Coupon~$1,278HKD 10,000 monthly
SP6 Fanuc+Hitachi+SonyFCN Coupon~$920JPY 133,333 · 21 Aug
BX+KKR + Hitachi+IHIFCN Coupon$3,500Monthly (SP8+SP9)
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Amazon.com 4.05%Bond$4,050Aug semi-annual payment
Sep 2026SP5 last coupon + maturityFCN Final~$1,2782 Sep · final coupon, principal back
SP6 last coupon + maturityFCN Final~$92028 Sep · final coupon, principal back
BX+KKR + Hitachi+IHIFCN Coupon$3,500Monthly (SP8+SP9)
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
HSBC 4.762% + McD 4.45% + Kraft 5.4%Bond$14,612Sep semi-annual (3 bonds)
Oct 2026Hitachi+IHI (SP9) last coupon + maturityFCN Final$1,500~30 Oct · final, principal back
BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Temasek 2.25%Bond$4,500Oct semi-annual payment
Nov 2026BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
StanChart 5.244%Bond$5,244Nov semi-annual payment
Dec 2026BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Jan 2027BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Saudi Aramco 5.25%Bond$5,250Jan semi-annual payment
Feb 2027BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Amazon.com 4.05%Bond$4,050Feb semi-annual payment
Mar 2027BX + KKR (SP8)FCN Coupon$2,000Monthly
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
HSBC 4.762% + McD 4.45% + Kraft 5.4%Bond$14,612Mar semi-annual (3 bonds)
Apr 2027BX+KKR (SP8) last coupon + maturityFCN Final$2,000~30 Apr · final, principal back
MSFT+NVDA + SNOW+UBERFCN Coupon$2,000Monthly (SP7+SP10)
Temasek 2.25%Bond$4,500Apr semi-annual payment
May 2027MSFT+NVDA (SP7) last coupon + maturityFCN Final$1,000~22 May · final, principal back
SNOW+UBER (SP10) last coupon + maturityFCN Final$1,000~26 May · final, principal back
⚑ Bonus Notes (SP1–SP4) pay no periodic coupon — all return at maturity as bonus % or physical shares. · FCN coupons paid regardless of performance unless KO triggered. · * BNP & ING perp payment months — confirm from HSBC statement. · HKD @7.83, JPY @145.
📅 Liabilities last updated: 8 May 2026 · JSS loans: CHF + JPY maturing May 2026 · StanChart CHF: rollover 1 Jun 2026
These are Lombard/pledge loans borrowed against your investment portfolio (JSS account 8030-034066-0001). JSS loans mature in May 2026 and will need to be repaid or rolled over. Standard Chartered CHF loan rolls over on 1 Jun 2026.
LoanAccountPrincipal (local)Interest RateAccrued InterestTotal (local)USD EquivalentStart DateMaturity
CHF Fixed Loan 1MATURES TODAY JSS CHF 703,226.17 0.90% p.a. CHF 509.84 CHF 703,736.01 −$902,862 9 Apr 2026 11 May 2026
JPY Fixed Loan JSS JPY 7,914,695 1.644% p.a. JPY 7,591 JPY 7,922,286 −$50,514 17 Apr 2026 18 May 2026
CHF Fixed Loan 2 JSS CHF 258,360.69 0.90% p.a. CHF 96.89 CHF 258,457.58 −$331,590 23 Apr 2026 26 May 2026
StanChart CHF Loan StanChart CHF 519,818 TBC — CHF 519,818 ~−$587,000 — 1 Jun 2026
Total Liabilities~−$1,872,000——
Total Liabilities
~−$1,872,000
USD equivalent · 8 May 2026
Gross Portfolio
—
Before loans
Net Portfolio Value
—
Gross minus liabilities
FX note: CHF loans converted at ~1.284 USD/CHF · JPY loan at ~156.7 JPY/USD (as per statement 8 May 2026).
These rates differ from the live FX rates used for equity conversion — loan amounts reflect statement valuations.
Total Income (received)
—
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Total Costs
—
Loan interest + fees
Net Income
—
Received minus costs
Pending Confirmation
—
Expected but not confirmed
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KC Portfolio · HSBC Private Bank + J. Safra Sarasin · Hong Kong